Monday, February 20, 2023

How to Make Your Money Last: The Indispensable Retirement Guide

by Jane Bryant Quinn

Libby audiobook 12:30 hours

AND my personal copy hardcover 348 pages

read by: Amanda Carlin

Published: 2015 (audio version 2016)

Genre: non-fiction finance advice


I got this audiobook back when I just wanted something to have on my phone while I drive. The narrator's voice is incredible and I enjoyed listening . . . but often I wanted to skip ahead (like the social security section on "if you were born prior to 1953" . . .). Sometimes the topics were just too complex for me to wrap my brain around, though she does explain things clearly.


I remembered this title and knew that I had loaned my print copy to a friend. I got that back but kept listening. Basically, I've listened to more than three-fourths of this book and have read about 100 pages of the book. I'm blogging just to be done for now.


I love love love that she offers different scenarios! In the health insurance chapter, she says, "If you haven't worked long enough to quality for Medicare, . . . " "If you 're in a Part D drug plan. . . " She does that for each of the sections to offer advice whether you have very few resources or great wealth.


I would love for Louie to read this book so we could talk about the topics! I don't think this is necessarily a cover-to-cover book to read. Here are the chapter headings:

The Joy and Challenge of Life After Work

Rightsize Your Life

How to Double Your Social Security Income (Well, Almost)

Getting the Most from Your Health Insurance  - Before and After 65

Pensions Are for Stre-e-e-etching

Should You Buy Yourself a Pension?

Powering Your Retirement Savings Plans

The Speed Limit on Retirement Spending: Still 4 Percent?

Investing for Income: Not What You Think

Home Sweet Income-Producing Home

Living on Your Life Insurance

Just Tell Me What to Do


I'm really enjoying her advice, wisdom, and experience in these matters!

Heirlooms

by Sandra Byrd

Libby audiobook 10 hours

read by: Melie Williams

Published: 2022

Genre: Christian historical fiction

 

This book was less enjoyable due to the narrator's voice. I now have a print copy, but am unsure if I am going to read it. Her voice was perfect for minor character Annika, who is autistic. It did not vary enough for Cassidy, Helen, or Eunhee. Disappointing.

 

The modern part of the story is about Cassidy inheriting the farm property when her grandmother Helen dies. Her best friend Grace needs to study to pass the bar exam. Cassidy needs to figure out how to do what she loves, save the farm, and pay the bills. Her old love interest, Nick, also plays an important role. (As do Annika and her friend DJ, who both work at the farm.)

 

The 1950s part of the story focuses on Helen, a Navy widow and a nurse. She is contacted by recently widowed Eunhee with a request for help. The two women forge a strong bond and each has the courage to step into new roles.

 

Liked the best: the cookbook with its recipes and personal notes. Annika's photography. The food Cassidy made. The happy ending. Grace finding her area of law. Grace's grandfather saying that he knew Eunhee's secret.

 

Liked the least: Captain Adams and all men of his ilk. The awkward way Cassidy approached problem-solving.  The sleazy banker.


(Below added on 2.28.23)

Since I hadn't read the print version by book club discussion last night, I'm moving on. I did read and appreciate the author's note, however. I wonder why that isn't included in the audio version. I re-read the first two chapters before last night and I am confident I would have enjoyed the book significantly more if I had experienced it in print rather than audio! Too bad, but this is headed back to the library. On to the next book!

Sunday, February 12, 2023

All the Impossible Things

by Lindsay Lackey

Maud Hart Lovelace nominee 2022-23

Published: 2019

Genre: YA realistic fiction with some supernatural elements


Red (Ruby) is in foster care. It's time to change to a new house and she is simply counting down the days until her mother is out of jail and she can return to live with her.


But Jackson and Celine Groove are different. And they welcome Red with patience, gentleness, and the animals of the Groovy petting zoo. Tuck the tortoise becomes Red's special friend.


I loved the characters in this book! Celine and Jackson are fantastic and give Red room to be herself. Marvin is quirky and delightful. I love that the animals have literary names.


The supernatural aspect is that Red (and her mother) have the ability to control the wind and weather. Red's Gamma could "dance things to life." Celine can make the stars sing.


The realistic elements are stronger than the supernatural, though, and the author makes a great statement at the end about how sometimes young people's emotions are bigger than they can deal with - like a huge storm brewing. Actually, her entire Author's Note is worth reading!


Page 177: ""She thought of The Mom's three boys, how much they'd hated her. Bio kids had a way of making parents change their minds about being fosters."


This made me think about when Louie and I had talked about adoption. We weren't sure if it would be fair to our bio children to bring in other kids who might need more of our time, energy, and attention . . . Obviously a moot point now.


Chapter 46 (starting on page 268) - I'm amazed at how Marvin has a sense of storytelling in planning out one of his videos. It's pretty cool how he explains to Red what they need to do to make an effective video by using the analogy of a dog rescue video.


Page 333 (and once earlier) - each time the pills that Red's mom Wanda is addicted to get dumped in the sink and washed away, I cringe! Pills should NOT be put into the water system! This is terrible and can be detrimental to the health of an entire ecosystem! I'm so glad it's super easy to get them to a drop box in real life so they can be disposed of properly. I get what the author and characters were trying to do, but I don't like reading about medications being put into the water system.


Page 355: "I was sad. My rage was spent, but my grief wasn't. Grief isn't like anger. Anger can burn out. It can be released. But grief is something that becomes a part of you. And you either grow comfortable with it and learn how to live your life in a new way, or you get stuck in it, and it destroys you."


Celine is amazing! I love that she was able to listen to Red and encourage her.


Page 367: "Red would never forget what losing Gamma had been like. It was a sadness that would stay with her forever. Watching Celine go through surgery and chemotherapy and everything else would be hard. Red knew that. But it would be impossible - for both of them - if they didn't have each other."


Sorry for the spoiler! This is a really good book. Read it. I hope this author is going to write more. For a debut novel, this has a lot of heart and finesse.

Americanized: Rebel without a Green Card

by Sara Saedi

Libby ebook 

Published: 2018

Genre: YA memoir, humor, sociology

 

I saw a student reading this and was intrigued. I've had it for quite a while and just struggled to find time to read it. It is a very worthwhile book and would be fantastic for a discussion book!

 

Chapter 2: "When you're a kid and live under the same roof as your siblings, you're forced to tolerate them. But why would anyone choose to live near their siblings if they don't have to?"

 

 The author was able to tap into the emotions of her teenage self so well! Part of that was because she had journals to refer back to, but she captures the intensity of teenage life very effectively. This part reminded me of some teenagers I know right now who are constantly at one another's throats right now. When I insist that they will likely be good friends as adults, they don't believe me.


Chapter 2: "If there was anything that terrified us as much as getting deported, it was that the principal's office would discover our address scam and send us down the road to the rough-and-tumble streets of Cupertino."


It is so sad that they had to wait so long to get green cards! And they were in fear of getting caught and deported. 


Chapter 4: I'd walked away learning a very important lesson: it's no fun to do things you're crappy at."


Oh my. This section was so funny. The page before this quote says so much more: "But here's what my parents actually helped me discover by driving me to theater school every week: I totally sucked at acting. How did celebrities make it seem so easy? There were kids in my class who'd been taking courses at A.C.T. since they were toddlers. They could do Swahili accents and had mastered the Claire Danes chin tremble on cue. They thought improv games were fun, and dropped lines from Tennessee Williams plays in casual conversation. I was just there to get famous and win an Oscar someday. The most riveting performance I gave during the twelve-week session was portraying a stoner at a party."


Chapter 4: "In my not-so-humble opinion, I believe that immigrants are the true American patriots. We never take living in this country for granted."


The power of her observations about citizenship, belonging, and what it meant to be American were so clear. She never romanticizes it; she is brutally honest about the good and the bad in being American. She just paints a picture of what it is like (and what the sacrifices of her parents meant to her) in becoming an American.


"Frequently Asked Questions" between Chapters 4 and 5:

"I bought a book called Go Ask Alice. It's actually a teenager's diary. She's a really normal fifteen-year-old girl until she gets hooked on acid and pot."


Like Sara, I read this book when I was a teen (in the 70s, in my case). And I believed it. And it affected me deeply. But then I found out that it wasn't a true teen story and a therapist named Beatrice Sparks had most likely written it. 


Chapter 5: "His smoldering brown eyes (which were always bloodshot) and his perfectly gelled brown hair bore a striking resemblance to those of a young Luke Perry (Archie's dad in Riverdale)."


It was interesting that the author was able to connect with her target audience of today's teens. Luke Perry is her generations hottie on Friends . . . but a dad character in her readers' pop culture!


Chapter 5: "Little did I know that stoners would soon become my relationship kryptonite."

 

I like her writing style and her use of language. I like her honesty and her empathy for immigrants


Chapter 6: "I wish I had spent my adolescence less annoyed by and resentful of her presence. I wish I had made more of an effort to get to know her better."


Saedi is writing about her Muslim grandma. It's hard sometimes to appreciate the people around us until they're gone. And it's so powerful to get people's stories while they're still able to share them!


Chapter 7: "But no one told me that as the years went on, I'd actually be in charge of raising him. I would be a teen mom and a virgin. Arguably, the world's most depressing combination."


She is referring to her little brother Kia. Her older sister Samira had gone off to college and her parents worked long hours at their business. I'm so glad I didn't have that kind of responsibility as a youngest child!


Chapter 9: "I grew up among nineteen first cousins, and they each played a pivotal role in my childhood and teen years."


I did not grow up with my cousins. I'm amazed at how much other people's lives have been powerful impacted by relationships with their cousins. I just can't relate to that.


Chapter 10: "Iranians kind of have no shame. We're instantly bonded by our histories and our willingness to ask strangers for ridiculous favors."


I loved how she shared cultural insights in talking about her family and her culture.


Chapter 13: "My dad even tried to impress him by telling him that my parents had seen Ozzy Osbourne in concert. . . . 'He was onstage with all his brothers and sisters.' 'Those were the Osmonds!' my mom corrected. Despite my dad confusing Donny Osmond for Ozzy Osbourne, he and Slash were still able to bond . . . "


Oh my! She can be awfully funny in sharing her stories!


Chapter 14: "I was sick to death of visits to the INS that required standing in lines that made the DMV look like a spa day. Just renewing my employment authorization card required waiting outside at 6:00 a.m. for the doors to open three hours later."


There are so many things in this life that I simply have not had to deal with! I need to be more thankful on a daily basis for how incredibly blessed I am.


Chapter 15: "I'm not sure what I expected, but this wasn't it. As I made the long walk from my car to the entrance of the building that normally housed the county fair, I moved past vendors selling hot dogs, American flags, and T-shirts. It was like we were being welcomed into the country by capitalism and obesity. I decided not to shell out any of my hard-earned cash on cheap memorabilia . . . though celebrating with transfat was tempting."


Again, her sense of humor but also her honesty shine through. After spending the majority of her life in America, finally getting to the citizenship ceremony was not at all what she expected or wanted. This book is worth reading. Some sections seemed a bit edgy, but genuine. Teens are curious about alcohol, marijuana, sex . . . and one of her older cousins seemed to like to help Sara learn about some of these things!


Sunday, February 05, 2023

I'm No Philosopher, But I Got Thoughts: Mini-Meditations for Saints, Sinners, and the Rest of Us

by Kristin Chenoweth

Libby audiobook 3 hours

intro written by Arianna Grande and read by Melinda Sewak

book read by the author

Published: 2023

Genre: part memoir, part advice, part philosophy


I'd heard of Kristin Chenoweth, but didn't know much about her. This book was available as an audiobook and it was short, so I checked it out. It was pretty interesting!


For some reason, I was surprised by her expressions of faith in God. True, she seems to be comfortable with forming her faith to what works for her . . . but it was a refreshing mix of faith, her perspective, and some saucy observations. I enjoyed it and learned a bit, too!

 

Since it's an audiobook, there were "notes" that I made in my head that won't make it into this blog entry. At 46 minutes, she shares a song list of upbeat music. It took me a while to find the place to list the songs here:

"Playlist for a Life Gone Sideways"

  • "Oh Happy Day" - Edwin Hawkins Singers - Youtube
  • "Heroes" - David Bowie - Youtube
  • "Back in Baby's Arms" - Patsy Cline - Youtube
  • "Raspberry Beret" - Prince - Youtube
  • "I Will Survive" - Gloria Gaynor - Youtube
  • "Walking on Sunshine" - Katrina and the Waves - Youtube
  • "Hail, Holy Queen" - the nuns in Sister Act - Youtube
  • "9 to 5" - Dolly Parton - Youtube
  • "Free" - All Right Now - Youtube (I've listened to her say this almost a dozen times. It sounds like she's saying "Free - Alternaton" but I can't find that song by that name . . . )
  • "Unwritten" - Natasha Bedingfield - Youtube
  • "No Tears Left to Cry" - Ariana Grande - Youtube

 

She loves music and lives through her music! She's a very good storyteller.

 

I jotted down her "Simple Prayer for Starting Over": "Oh Lord, help me get off my butt, on my feet, over myself. Amen"

 

It would be interesting to read this book in print. It's quick and has a great mix of wisdom, fluff, and personal memoir. 



Friday, February 03, 2023

Small Miracles II: Heartwarming Gifts of Extraordinary Coincidences

by Yitta Halberstam and Judith Levinthal

paperback personal copy 254 pages plus acknowledgments

Published: 1998

Genre: True stories, faith

 

The intro reminded me too much of SQuire Rushnell and his Godwinks perspective. There is too much focus on what WE GET instead of on WHO GOD IS.

 

I had to reconcile my understanding of God's grace (freely given, unmerited) while looking for His presence and activity in our lives WITH any personal self-serving motives. I love the stories. I love seeing "God-incidences" instead of mere coincidences or luck or karma.

 

Once I got past the intro and this "issue" of mine, I read the stories quickly. They are short - just a few pages each - but packed with that "Guideposts" style of storytelling. I ended up putting post-it note flags on five that really affected me.

 

The first one starts on page 75 and tells the story of Father O'Reilly (a pseudonym) who needs respite from his demanding hospital chaplain duties. While in a quiet abandoned seminary, his pager went off but the message was not legible. Since he couldn't get a good signal inside the ruined building, he went outside to call each of the four different hospitals he reported to to see where he was needed. None of them had called. I got chills when I read the rest of the story. Sometimes when "weird" things happen, God is protecting us!

 

The next one I flagged (pages 104-107) was where two people had a series of mishaps and frustrating situations keeping them from a planned event. They got to a park area just as two little boys were drowning and saved their lives. The end comment was worth tagging. "It's a mistake to believe that 'coincidences' happen only for our sakes. Sometimes they happen to us, but they may not be happening because of us or for us. What seems to be happening to us is actually occurring for the sake of another. It's not really our script, even though we may be major players. When a coincidence occurs that makes no sense in how it impacted our lives, we must also ask: But did it impact someone else's?"


Page 115-116 tells of a woman who baked some rolls, then gave them away. This happened three times and then she had no more time to bake rolls before her guests came! Then her guest walked in with a freshly baked loaf of bread. "One day I'll learn. You just can't outgive the Lord." Amen to that! (Faye Fields' story is much much more lovely than my summary here.)


The story on pages 154-156 isn't one of my favorites, but the line I tagged resonated and made me sad. "Stephanie Osborne headed home, feeling dejected and down. She feared bitterness; she feared that the daily realities of her job in the school system would eventually whittle away the idealism that fed her soul." Wow. Too many teachers can relate to that one. The upshot of the story was that a former student called her and told her how much she had meant to him. The comment at the end of the story is "A gift of gratitude often rekindles inspiration gone dim."

 

The story on pages 157-160 is pretty cool, about a vacation deferred due to illness. The comment on the end really caught my eye. "When we reach beyond ourselves to care for another, we are often led past our own fears and limitations."

 

The upshot of these stories is that God is actively involved in our lives. He still performs miracles! We need to be receptive to his working in our lives. This book is going to the "Little Library" shelf at The Recovery Church to inspire someone else. 


Oh, not that it matters, but there were enough synagogue / rabbi / Jewish references that I wasn't surprised that the focus was on God, not on Jesus. ;-)